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Credit Card (PayPal) + Discount Code = Suspect Fraud

Credit Card (PayPal) + Discount Code = Suspect Fraud

When a customer pays via Credit Card & uses a Discount Code we get a Suspect Fraud Alert
It seems that the invoice amount are not the same.

eg Product price inc Discount is say £2.99 the amount captured by Paypal (our payment gateway) is only £2.88
This discrepancy is causing paypal to send Alert.

PLEASE NOTE: That if a customer pays via their Paypal account & Discount Code there is NO PROBLEM??

Credit Card + Discount Code = Fraud  Alert
Paypal Account + Discount Code = No Problem 

Please advise, thank you in advance