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how to load the payment service when switch to payment step instead of the first step in checkout

how to load the payment service when switch to payment step instead of the first step in checkout

Currently, my site is using payment methods Cybersource and Mercado Pago. When go to the checkout page, I see the payment methods load immediately when the page checkout load. It will impact to the checkout performance. I would like to make the payment methods load only when the customer switch to the step payment method.

Do we have any way to make the payment methods load when switch to step payment method in the checkout page?