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How to add UPS Insurance feature in default UPS shipping method in Magento ?

How to add UPS Insurance feature in default UPS shipping method in Magento ?

I need UPS insurance functionality in default UPS shipping method in Magento. I want to know, Is there any API to insurance cost from UPS? Or something else I need to do.

 

Please suggest me how to do it and what is the best way to do it.

 

Thanks.