Following up on the payment extension, it's not supposed to save credit card info and isn't set to do so. However the developer says it depends on how it's flagged within the programming itself. So they are working on a patch as it's not something easily changed like a XML file. I'm a bit baffled as it was originally sold as not retaining CC's but the developer is working on fixing it. The suggestion about the payment module, although obvious, did encourage me to contact several of the extension developers to inquire about this specific issue. Thank you for your help muk_t